SAVE Plan Deadline Independent guide · Not affiliated with the U.S. Department of Education Español

Was the SAVE deadline extended?

Short answer: no. What did change today is the autopay discount deadline.

By the SAVE Plan Deadline editorial team · Updated

As of September 29, 2026: there is no general extension of the SAVE deadline. A different deadline was extended today: the 1% autopay interest discount, now open until December 31, 2026.1,2

Your SAVE deadline is still 90 days

Each borrower has their own deadline: 90 days from the date on their notice. Notices go out in waves and the last ones should be sent before the end of 2026, which puts the last deadlines around the end of March 2027.3,4

EXIT 90

SAVE ends

90 days after your notice

Enter the date on your notice

The autopay discount was extended

The Department of Education extended enrollment for the temporary 1% interest rate discount: borrowers who sign up for autopay by December 31, 2026, or already have it, keep the reduced rate through June 30, 2028.1,2 If you’re leaving SAVE, putting your new plan on autopay is an easy saving.

If your application is pending when your deadline hits

Keep the dated confirmation of your studentaid.gov application: it proves you asked in time. Note: at MOHELA, switching plans ends your SAVE forbearance even before your 90 days are up, so payments start.5

NEXT EXIT

Your exact plan, in writing

$29 one time

Which plan to pick and why, what you’ll pay in total, whether filing separately saves you money, PSLF, the steps on studentaid.gov, and ready letters if your servicer gets it wrong.

See the report

14-day money-back guarantee. Switching is free at studentaid.gov: we sell clarity, never the paperwork.

Sources

  1. Department extends enrollment period for student loan interest rate reduction (Sept 29, 2026) U.S. Department of Education · Official source
  2. Education Department extends deadline for student loan interest rate discount (Sept 29, 2026) CNBC
  3. SAVE plan exit notices likely arriving by end of 2026, Nelnet FAQ signals The College Investor
  4. When borrowers must switch out of the SAVE Plan Student Loan Planner
  5. SAVE Plan FAQ MOHELA (Federal Student Aid servicer) · Official source