SAVE deadline if your servicer is Aidvantage
When your deadline hits, what happens if you don’t choose, and how to switch without calling.
What we know about Aidvantage
- Aidvantage has been notifying its SAVE borrowers since July 1, 2026, giving them about 90 days to pick a plan. If you don’t choose, you’re generally placed on a standard plan.1
- Its official site confirms SAVE ended on March 10, 2026, and that both new plans are available: Tiered Standard and RAP.2
- While you stay in the SAVE forbearance, interest has accrued since August 1, 2025, and those months don’t count toward forgiveness.1 More on the forbearance.
- Aidvantage phone: 1-800-722-1300. Your exact date is on your notice and in your aidvantage.studentaid.gov account.1
Find your date
EXIT 90
SAVE ends
90 days after your notice
Enter the date on your notice
How to switch
You switch at studentaid.gov/idr; you don’t need to call Aidvantage.3 Step-by-step guide. First, compare what you’d pay on each plan in the calculator.
NEXT EXIT
Your exact plan, in writing
$29 one time
Which plan to pick and why, what you’ll pay in total, whether filing separately saves you money, PSLF, the steps on studentaid.gov, and ready letters if your servicer gets it wrong.
See the report14-day money-back guarantee. Switching is free at studentaid.gov: we sell clarity, never the paperwork.
Sources
- Aidvantage student loans: repayment help and what to know (2026) Tate Law
- Federal student loan repayment options Aidvantage (Federal Student Aid servicer) · Official source
- Income-Driven Repayment Plan application Federal Student Aid (studentaid.gov) · Official source