SAVE Plan Deadline Independent guide · Not affiliated with the U.S. Department of Education Español

SAVE deadline if your servicer is MOHELA

What MOHELA says on its official page, and your date in a second.

What MOHELA says

  • It sends notices in waves between July and October 2026, by email or mail depending on your contact preference.1
  • You have 90 days from the date of the notice to switch. You don’t have to wait for the notice to do it.1
  • If you don’t choose, you’re placed on the Standard or the Tiered Standard plan depending on your loans’ disbursement dates. If you had a pending application, you may go back to the plan you had before.1
  • Switching plans ends your SAVE forbearance even if your 90 days aren’t up.1
  • MOHELA phone: 1-888-866-4352.1

Find your date

EXIT 90

SAVE ends

90 days after your notice

Enter the date on your notice

How to switch

You switch at studentaid.gov/idr; you don’t need to call MOHELA. Step-by-step guide. First, compare what you’d pay on each plan in the calculator.

NEXT EXIT

Your exact plan, in writing

$29 one time

Which plan to pick and why, what you’ll pay in total, whether filing separately saves you money, PSLF, the steps on studentaid.gov, and ready letters if your servicer gets it wrong.

See the report

14-day money-back guarantee. Switching is free at studentaid.gov: we sell clarity, never the paperwork.

Sources

  1. SAVE Plan FAQ MOHELA (Federal Student Aid servicer) · Official source