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SAVE deadline if your servicer is Nelnet

When your notice arrives, when it’s due, and what to do.

By the SAVE Plan Deadline editorial team · Updated

What we know about Nelnet

  • Nelnet serves nearly three million SAVE borrowers and sends notices in waves; per its FAQ, every notice will go out by the end of 2026.1
  • That puts the last deadlines around the end of March 2027. The first ones fell on September 29, 2026.1
  • If you don’t choose within 90 days, you’re placed on the Standard or the Tiered Standard plan.1,2
  • Your exact date is on your notice and in your nelnet.studentaid.gov account.

Find your date

EXIT 90

SAVE ends

90 days after your notice

Enter the date on your notice

How to switch

You switch at studentaid.gov/idr. Step-by-step guide and calculator.

NEXT EXIT

Your exact plan, in writing

$29 one time

Which plan to pick and why, what you’ll pay in total, whether filing separately saves you money, PSLF, the steps on studentaid.gov, and ready letters if your servicer gets it wrong.

See the report

14-day money-back guarantee. Switching is free at studentaid.gov: we sell clarity, never the paperwork.

Sources

  1. SAVE plan exit notices likely arriving by end of 2026, Nelnet FAQ signals The College Investor
  2. Attorney General James urges student loan borrowers on SAVE to choose new repayment options (July 6, 2026) New York State Attorney General · Official source